In recent years, many insurance companies have chosen to drop homeowners insurance. Many home owners are targeted because they live in areas vulnerable to annual fires. but, KMYU mentioned recently This trend that occurs in Cainta, an area that suffers from large or non -existent fires.
What is happening?
House owners in Cainta, a town in the picturesque state of Utah, have received horrific news. Some population noticed an increase in insurance rates. Others have reported receiving notifications without renewal.
This sudden change in insurance policies is caused by the risk of wildfire. However, the population does not claim any important fire in their society.
The owner of a house lives in Kaina for 27 years I mentioned Allstate dropped them after 40 years, “no fires, no floods, no harm to wind, no claims.”
Why is this important?
Most of them assume that the insurance company has a form that must be followed when customer insurance – one based on facts. Unfortunately, this idea is not always correct, or at least in this case, the facts in a historical precedent are not as much as one assumes, a kind of prediction model.
In any case, there is no standard for insurance companies that must be followed before dropping the coverage.
Insurance Commissioner John Pike I mentioned“It is very up to them in Utah. They are not very organized and do not ignore each of their steps. They decide this.”
The owner of one house wanted to not reveal his identity Make up“The man who went out to inspect the property had his mind in advance. They drop everyone in Cainta.”
Although Kayenta has only witnessed little fire activity, insurance companies may apply wider risk models affected by fire -like states such as California. With high temperatures near 90 degrees and average wind speed 13.5 miles per hourCalifornia is prominent of forest fires.
Some insurance companies are also a factor in Weather data Each of the short-term conditions, long-term trends of temperature size and dehydration conditions-when determining whether policies will be renewed or canceled.
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Since burning dirty fuel in the air plays a role in those increasing degrees and dehydration conditions, it is necessary to move to clean energy to protect the environment, our homes, our safety and our financial future.
What is done about it?
According to PIKE, the best thing you can do if your policy is “ask questions”. Although the interrogation of a service provider may not provide immediate comfort, you may get the advice necessary to renew your policy.
Moreover, homeowners can take steps to ensure that their property is not a fire risk. Use Fire -resistant building materials On the surface, clean roof surfaces and debris. Remove the low branches of the trees and the landscapes of the space 15 feet. Finally, pure dry grass, weeds and leaves from all parts of the house.
Many landscapes are ready to do the mission for those who cannot thumb their homes fire. For example, the co -owner and landscape of landscapes, MOWEFA EASTMAN, provided services to homeowners in Cainta.
“We have come and cut any dead tree leaves,” said Eastman. “Anything close to the house that is considered a danger to the fire.”
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