
A lawmaker in Nashua, New Hampshire, has pushed for it Two new invoices Regarding health insurance throughout the country.
The first aims to prevent insurance companies from using artificial intelligence to evaluate and ultimately deny the merit of insurance claims, while the other seeks to prevent insurance companies from reimbursement for healthcare services provided in person via virtual telemedicine.
According to News From The States, healthcare providers are seeing a rise in the number of claims being denied by insurance companies – a trend that Related Involving artificial intelligence in measuring “whether a patient’s care is medically necessary enough to warrant coverage.”
Unfortunately, because AI-based assessments are not always accurate when decisions involve an element of human intelligence, the rapid advancement of AI tools and their integration into our daily lives means that healthcare providers often get the short end of the stick.
“You can manipulate [AI] to obtain certain results. He explained New Hampshire State Representative Alicia Gregg, who introduced the bill.
“While I think this may be financially beneficial for an insurance company that is trying to not cover certain things, the ones we are really leaving behind are patients.”
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Although AI can help insurance companies address some issues — such as mitigating fraud and improving internal systems — these technologies can raise many ethical and environmental issues. Fears.
After all, by distinguishing between telemedicine and in-person medicine in terms of how much is reimbursed, insurance companies may actually be penalizing populations with limited access to traditional services.
“Especially with the cuts to some medical programs, we’re going to see fewer in-person providers,” Gregg said He said News from the states. “So I’m always looking at what access looks like in our state.”
Meanwhile, AI data centers consume huge amounts of water and require huge amounts of energy to operate, simultaneously depleting our natural resources and releasing… Carbon pollution resulting from heating the planet In our atmosphere.
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It’s not the first time insurance companies have tried to limit coverage plans. For example, in areas designated as high-risk wildfire zones, many companies are narrowing their policies and reducing the coverage they offer to homeowners and their properties.
Using AI to inform insurers’ decisions on skewed grounds increases the likelihood of claims being dropped, so it is essential that future AI research seeks to limit the negative ethical impact so that we can better benefit from the solutions that AI offers.
“This is probably the next step in our medical care: the ability to do telehealth visits,” Gregg said That’s it.
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